Canada
1-855-740-1185
info@grbiznet.com

GR Group Insurance

GR Group Insurance Privilege Member

The basic coverage is offered by Blue Cross

Contracts A & C Contracts B & D
Life Insurance $25,000 $25,000
Accidental Death & Dismemberment Industrial-Alliance $25,000 $25,000
Dependents spouse $5,000 $5,000
children $2,500 $2,500
Drugs Insurance reimbursement 68% 68%
generic substitution mandatory list 33G list 84G
Paramedical reimbursement 70% 80%
maximum annual $250
Podiatre
Chiropractor
Psychologist
Physiotherapist
$350
Podiatre
Chiropractor
Psychologist
Physiotherapist
Audiologist
Naturopath
Orthophonist
Acupuncture
Dietetic
authorized nurse $10,000 / year $10,000 / year
hearing aids $300 / 36 months $300 / 36 months
orthopaedic shoes $300 / 12 months $300 / 12 months
hospital room 100% unlimited 100% unlimited
rehabilitation home $50 /day /90 days $50 /day /90 days
Franchises individual $195 $10.00 / presc.
family $390
Premiums waiver none none
Drugs card Yes Yes
Termination Retired Retired
Dental Benefits Contracts C Contracts D
Diagnostic and prevention reimbursement 70% 80%
Restauration minor reimbursement 70% 80%
Endodontic, periodontal reimbursement 70% 80%
Prosthodontic reimbursement N/A N/A
Restauration major reimbursement N/A N/A
Orthodontic reimbursement N/A N/A
Maximum annual $750 combine $1,000 combine
Exam complete 1 / 24 months 1 / 24 months
Exam recall 1 / 6 months 1 / 6 months
Number of units per year 8 8
Deductibles individual $50 $25
family $100 $50
Premiums waiver none none
Termination Retired Retired

Travel Insurance offered by Blue Cross

Contracts A & C Contracts B & D
Medical Services maximum $2,000,000 / year $2,000,000 / year
Cancellation or interruption insurance $5,000 / insured $5,000 / insured
Coverage duration Maximum / trip (Less than 65 years) 180 first days 180 first days
Maximum / trip (More than 65 years) 60 first days 60 first days
Luggage $500 / trip / insured $500 / trip / insured
Pre-existing conditions 3 months prior to the departure 3 months prior to the departure
Termination 85 years 85 years

Monthly Premiums

Contracts A & C Contracts B & D
Unit Cost Monthly Cost Unit Cost Monthly Cost
Life Insurance ($25 000) * $0.342/ 1,000 $8.55 $0.342 / 1,000 $8.55
MMA ($25,000) * $0.027 / 1,000 $0.68 $0.027 / 1,000 $0.68
DEP ($5,000 / $2,000) * $2.06 $2.06 $2.06 $2.06
Medical Insurance *
(travel insurance included)
individual $51,29 $68,76
family $131,10 $183,38
Dental Insurance ** individual $24,61 $33,99
family $49,30 $76,69
Taxe 9% (no dental) individual $5,45 $ $7,02 $
family $12,81 $ $17,52 $
Taxe 9% (with dental) individual $7,66 $ $10,08 $
family $17,25 $ $24,42 $
Total (no dental) individual $65,96 $ $85,01 $
family $155,20 $ $212,19 $
Total (with dental) individual $92,79 $ $122,06 $
family $208,94 $ $295,78 $

* mandatory participation
** optional participation

  • Billing is done directly to each privilege member.
  • Minimum of 2 persons to be eligible.
  • Certain conditions can affect your coverage. Please consult an authorized representative by GR Business Networking for details.