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GR Group Insurance

GR Group Insurance Privilege Member

The basic coverage is offered by Blue Cross

Contracts A & C Contracts B & D
Life Insurance $25,000 $25,000
Accidental Death & Dismemberment Industrial-Alliance $25,000 $25,000
Dependents spouse $5,000 $5,000
children $2,500 $2,500
Drugs Insurance reimbursement 68% 68%
generic substitution mandatory list 33G list 84G
Paramedical reimbursement 70% 80%
maximum annual $250
Podiatre
Chiropractor
Psychologist
Physiotherapist
$350
Podiatre
Chiropractor
Psychologist
Physiotherapist
Audiologist
Naturopath
Orthophonist
Acupuncture
Dietetic
authorized nurse $10,000 / year $10,000 / year
hearing aids $300 / 36 months $300 / 36 months
orthopaedic shoes $300 / 12 months $300 / 12 months
hospital room 50/day/120 days 50/day/120 days
rehabilitation home $20 /day /90 days $20 /day /90 days
Franchises individual $195 $10.00 / presc.
family $390
Premiums waiver none none
Drugs card Yes Yes
Termination 70 years 70 years
Dental Benefits Contracts A & C Contracts B & D
Diagnostic and prevention reimbursement 70% 80%
Restauration minor reimbursement 70% 80%
Endodontic, periodontal reimbursement 70% 80%
Prosthodontic reimbursement N/A N/A
Restauration major reimbursement N/A N/A
Orthodontic reimbursement N/A N/A
Maximum annual $750 combine $1,000 combine
Exam complete 1 / 24 months 1 / 24 months
Exam recall 1 / 6 months 1 / 6 months
Number of units per year 8 8
Deductibles individual $50 $25
family $100 $50
Premiums waiver none none
Termination 70 years 70 years

Travel Insurance offered by Blue Cross

Contracts A & C Contracts B & D
Medical Services maximum $2,000,000 / year $2,000,000 / year
Cancellation or interruption insurance $5,000 / insured $5,000 / insured
Coverage duration maximum / trip 180 first days 180 first days
Luggage $500 / trip / insured $500 / trip / insured
Pre-existing conditions 3 months prior to the departure 3 months prior to the departure
Termination 70 years 70 years

Monthly Premiums

Contracts A & C Contracts B & D
Unit Cost Monthly Cost Unit Cost Monthly Cost
Life Insurance ($25 000) * $0.342/ 1,000 $8.55 $0.342 / 1,000 $8.55
MMA ($25,000) * $0.027 / 1,000 $0.68 $0.027 / 1,000 $0.68
DEP ($5,000 / $2,000) * $2.06 $2.06 $2.06 $2.06
Medical Insurance *
(travel insurance included)
individual $48.85 $64.49
family $121.96 $173.65
Dental Insurance ** individual $23.44 $32.37
family $46.95 $73.04
Taxe 9% (no dental) individual 5,23 $ 6,72 $
family 12,25 $ 16,04 $
Taxe 9% (with dental) individual 7,34 $ 9,64 $
family 16,48 $ 23,21 $
Total (no dental) individual 63,30 $ 81,44 $
family 148,40 $ 202,69 $
Total (with dental) individual 88,85 $ 116,72 $
family 199,57 $ 282,28 $

* mandatory participation
** optional participation

Examples of monthly premiums

Examples of prices

Participants Coverage Status Kids Contracts A & C Contracts B & D
Without Dental With Dental Without Dental With Dental
2 associates individual no $63.30/pers $88.85/pers $81.44/pers $116.72/pers
2 associates (spouses) family no $63.30 + $2.06/pers $88.85 + $2.06/pers $81.44 + $2.06/pers $116.72 + $2.06/pers
2 associates 1 ind
1 fam
no $63.30 $145.13 $81.44 $198.42
2 associates 2 family no/yes $145.13/pers $198.42/pers $196.30/pers $281.19/pers

Plan A = contract 100 without dental
Plan B = contract 101 without dental
Plan C = contract 100 with dental
Plan D = contract 101 with dental

  • Billing is done directly to each privilege member.
  • Minimum of 2 persons to be eligible.
  • Certain conditions can affect your coverage. Please consult an authorized representative by GR Business Networking for details.